CATEGORY B: LESS THAN 6 MONTHS WITH CURRENT EMPLOYER OR VARIABLE INCOME (PERSON RESIDING IN THE UK)

Category B: Less than 6 months with current employer or variable income – person residing in the UK

WHAT IS CATEGORY B, AND WHO CAN USE THIS ROUTE?

This category can be used where the applicant’s partner (and/or the applicant if they are in the UK with permission to work) is in salaried or non-salaried employment at the date of application, but has not been with the same employer and/or not earning the income level relied upon in the application for at least 6 months prior to the date of application. It can therefore be used by those who have been with their current employer for less than 6 months, or who have been with their current employer for at least 6 months but earning a variable income and wish to be considered in this category rather than under Category A (With current employer for 6 months or more – person residing in the UK.)

 HOW IS THE FINANCIAL REQUIREMENT UNDER CATEGORY B ASSESSED?

(1) The gross annual salary or income from salaried or non-salaried employment at the date of application.

(2) The actual amount of gross income received from any salaried or non-salaried employment in the 12 months prior to the application.

WHAT’S THE DIFFERENCE BETWEEN SALARIED AND NON-SALARIED EMPLOYMENT IN CATEGORY B?

The only difference between salaried and non-salaried employment is how the gross annual salary or employment income at the date of application is calculated:

  1. Where the person is in salaried employment – the level of gross annual salary will be as at the date of application. This must be evidenced by the latest payslip or the signed contract of employment (if a payslip does not provide this information).
  1. Where the person is in non-salaried employment – the level of gross annual employment income relied upon in the application can be no greater than the annual equivalent of the person’s average gross monthly income from that non-salaried employment.

HOW TO CALCULATE THE ANNUAL AVERAGE FOR NON-SALARIED EMPLOYMENT IN CATEGORY B?

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WHAT ARE THE OTHER SOURCES OF INCOME THAT CAN BE ADDED TO MEET THE FINANCIAL REQUIREMENT UNDER CATEGORY B?

The applicant can add the following:

  1. The gross amount of any specified non-employment income received by the applicant’s partner, the applicant or both jointly in the 12 months prior to the application, provided they continue to own the relevant asset (e.g. property, interest from shares) at the date of application;
  1. An amount based on the cash savings above £16,000 held by the applicant’s partner, the applicant or both jointly for at least the 6 months prior to the date of application and under their control. At the entry clearance/initial leave to remain stage and the further leave stage, the amount above £16,000 must be divided by 2.5 (to reflect the 2.5 year or 30-month period before the applicant will have to make a further application) to give the amount which can be added to income. At the indefinite leave to remain stage, the whole of the amount above £16,000 can be added to income (Category D: cash savings cannot be used under (2). Please check #(2) of FR assessment.)
  1. The gross annual income from any State (UK or foreign), occupational or private pension received by the applicant’s partner or the applicant.

 

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/636618/Appendix_FM_1_7_Financial_Requirement_Final.pdf 

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